For tenants — local or international

Turn your funds into your Digital Guarantor.

Held in a Yoho Segregated Client Account. Your Security Funds are released on each Contractual Rent Date — never before.

Your fund. Your digital guarantor. Your power.

Get my Yoho Tenancy Passport See how it works

Four stages

Your journey from sign-up to move in.

No upfront blocking. Funds stay yours until the Side Letter is signed by both sides.

Verify identity

Sumsub runs the same KYC check used by leading UK challenger banks. ~5 min.

Configure + Sign

Enter property, tenancy, and Collateral Buffer tier. Countersign the Side Letter. No money moves.

Invite landlord

One-click link. Landlord signs and adds their bank. CoP verified by Pay.UK.

Fund + Activate

Deposit into Yoho Segregated Client Account. Passport activates. Security Funds live.

When plans change

You give notice. Yoho releases 2 more.

Tenants have a statutory right to give notice. When you do, Yoho continues to release up to two more monthly Release Events on the Contractual Rent Date.

Any residual Security Funds beyond that flow back to you, free and clear.

You give notice. Yoho releases 2 more.

RELEASE SCHEDULE — TENANT GAVE NOTICE

PROTECTED

Oct 2026

Notice given · ▣

—

Nov 2026

Release #1 of 2

£2,500

Dec 2026

Release #2 of 2 · Final

£2,500

Residual back to you

£17,500

◆

Identity verified by Sumsub — global KYC standard used by leading UK challenger banks.

◆

Funds held under UK FCA client money trust, with a Tier 1 clearing bank.

◆

Beneficial Ownership Retained — your funds, every step.

◆

Yoho Releases on each Contractual Rent Date — never before.

Trusted by 500+ UK landlords and letting agencies.

Built on trusted infrastructure

sumsub fintech^ALLIANCE aws Google Airwallex UKMATE LANDLORDSHOME

For tenants — local or international

Turn your funds into your Digital Guarantor.

Held in a Yoho Segregated Client Account. Your Security Funds are released on each Contractual Rent Date — never before.

Your fund. Your digital guarantor. Your power.

Get my Yoho Tenancy Passport See how it works

Four stages

Your journey from sign-up to move in.

No upfront blocking. Funds stay yours until the Side Letter is signed by both sides.

Verify identity

Sumsub runs the same KYC check used by leading UK challenger banks. ~5 min.

Configure + Sign

Enter property, tenancy, and Collateral Buffer tier. Countersign the Side Letter. No money moves.

Invite landlord

One-click link. Landlord signs and adds their bank. CoP verified by Pay.UK.

Fund + Activate

Deposit into Yoho Segregated Client Account. Passport activates. Security Funds live.

When plans change

You give notice. Yoho releases 2 more.

Tenants have a statutory right to give notice. When you do, Yoho continues to release up to two more monthly Release Events on the Contractual Rent Date.

Any residual Security Funds beyond that flow back to you, free and clear.

You give notice. Yoho releases 2 more.

RELEASE SCHEDULE — TENANT GAVE NOTICE

PROTECTED

Oct 2026

Notice given · ▣

—

Nov 2026

Release #1 of 2

£2,500

Dec 2026

Release #2 of 2 · Final

£2,500

Residual back to you

£17,500

◆

Identity verified by Sumsub — global KYC standard used by leading UK challenger banks.

◆

Funds held under UK FCA client money trust, with a Tier 1 clearing bank.

◆

Beneficial Ownership Retained — your funds, every step.

◆

Yoho Releases on each Contractual Rent Date — never before.

Trusted by 500+ UK landlords and letting agencies.

Built on trusted infrastructure

sumsub fintech^ALLIANCE aws Google Airwallex UKMATE LANDLORDSHOME