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Yoho acts exclusively as your Escrow Administrator. Your Security Funds are held in a Yoho Segregated Client Account, strictly separated from our operational capital, and released only on each Contractual Rent Date — all under English Law.
All Yoho mandates and Tenancy Agreements are governed by the laws of England and Wales — a globally recognised framework for financial services and tenancy enforcement.
We process your identity and financial data strictly in accordance with UK GDPR. Identity verification is powered by Sumsub — the same KYC layer used by leading UK challenger banks. Sumsub acts as a designated Processor.
Your Security Funds sit in a segregated client money account at a Tier 1 UK bank — ring-fenced under FCA safeguarding rules, protected under the UK Financial Services Compensation Scheme (FSCS) framework, and never become Yoho's property. Yoho holds no banking licence; we are the Escrow Administrator, the bank holds the funds.
Yoho is a member of Fintech Alliance, the UK industry body for regulated financial technology firms. We also maintain top-tier commercial Cyber and Professional Indemnity insurance for operational and technology risks.